How to Use PolicyVera

Visit policyvera.com

Click 'Get Started' or use the link your lender, agent, or friend shared with you. If you came from a lender's link, you'll see a welcome page branded with their name — that's normal.

Enter your name, email, and password

Use an email you check often — we'll send you quote notifications here. Pick a strong password (at least 8 characters).

Verify your email

Check your inbox for a 6-digit code from PolicyVera. Enter it on the verification page. If you don't see it, check spam — emails come from noreply@policyvera.com.

💡 Tip: The code expires in 15 minutes. If it expires, just request a new one.

Go to the Shop page

Click 'Shop' or 'Get Quotes' from your dashboard. This is where you tell agents what kind of insurance you need.

Pick what you need quoted

Select all that apply: Auto, Home, Renters, Life, etc. You can request quotes for multiple lines at once.

Choose agents

PolicyVera can either auto-match you to verified Idaho agents based on your address and coverage needs, OR you can pick specific agents from the directory. Many first-time users choose auto-match for speed — you'll get 3-5 quotes within 1-2 business days.

Submit your request

Click 'Submit'. Agents are notified instantly. You'll start receiving quotes over the next 24-48 hours.

💡 Tip: First-time home buyer? No insurance docs needed. Agents can quote based on your address and household info alone.

Email notifications

Each time an agent submits a quote, you'll get an email from noreply@policyvera.com with the agent's name and a link to view it on PolicyVera.

SMS notifications (when configured)

If your phone number is on file, you'll also get a short text: 'PolicyVera: [agent] just sent you a quote. Review at policyvera.com/client'.

In-app notifications

Sign in any time to see your quotes on the Quote Requests page. New quotes are highlighted.

Open the Quote Requests page

From your dashboard, click the request to see all submitted quotes side by side.

Check the details

Compare premium, deductible, liability limits, coverage type, and effective date. If the agent uploaded a quote PDF, click to view it. If they recorded a video message, watch it — agents who record videos tend to be more invested in your business.

Premium isn't the only number

Premium is one factor among several. Also look at the deductible (what you pay out of pocket before coverage applies), the liability limits (how much personal-liability protection is included), the coverage type, and whether the agent is local enough to help when something goes wrong — these are trade-offs, not better or worse.

💡 Tip: Have questions about a specific quote? Message the agents you're comparing through PolicyVera before you accept.

Click 'Accept'

On the quote you choose, click the Accept button. You'll be asked to confirm.

Grant contact permission

Once accepted, you're allowing the agent to call, text, or email you to finalize the policy. Other agents who quoted on this request are notified that the request is closed — you're not on the hook to explain.

Your agent reaches out

Within hours, the agent will contact you to confirm final details, walk through coverage, collect payment, and bind your policy with the carrier.

Access your docs anytime

Tree falls on the house at 11pm? DMV asking for your auto card? Open PolicyVera on your phone — every doc is there.

Add other policies

Got auto with one carrier, home with another, life with a third? Add them all. PolicyVera doesn't care which company — your insurance lives in one place from now on.

Renew or shop again

When your policy is up for renewal, PolicyVera reminds you. If you want to shop, request quotes again — and agents will see your CURRENT policy details so they can compete on real numbers.

Forward to your lender (for home buyers)

Need to send proof of insurance to your mortgage lender for closing? Your agent can send the binder + dec page through PolicyVera directly — and you'll have a copy too.